International Insurance Products

Cigna Global Health Plans

  • Get peace of mind dealing with one of the world’s biggest international insurers.
  • Unrivaled global network of over 1 million quality hospitals, physicians, clinics and health specialists.
  • World-class 24/7 customer service and access to clinical staff.
  • Simple and easy to use – we will pay your provider directly or settle your claim within 5 working days.
  • No hidden limits or misleading exclusions.
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HTH Travel Insurance by GeoBlue

Atlas Travel® Insurance

Short-term travel health insurance for individuals traveling outside their home country.

Whether you are traveling for business or pleasure, Atlas Travel insurance may be just what you’re looking for. Plans are available from a minimum of 5 days or more. In addition to medical benefits for injuries and illnesses, Atlas Travel Insurance includes benefits for emergency medical evacuation, terrorism, political evacuation, and adventure sports.

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StudentSecure®

Worldwide health coverage for students pursuing their education abroad

StudentSecure is designed to meet the insurance needs of international students traveling inside or outside of the United States. Whether you are looking for individual coverage or coverage for the entire family, our Select, Budget and Smart options have the features you need. These plans include coverage for emergency medical evacuation, sports, mental health, maternity (Budget and Select) and more!

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Atlas Group® Travel Insurance

Short-term international health insurance for 5 or more traveling abroad

Atlas Group travel insurance is tailored for groups of 5 or more U.S. and non-U.S. Citizens traveling outside their home country for 5 days or more. This plan is appropriate for missionaries, students and business executives. It features medical coverage, emergency medical evacuation, and repatriation of remains.

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Atlas MultiTrip™

International health coverage for business individuals taking multiple trips throughout the year

Atlas MultiTrip is available to individuals and their families who require annual medical insurance with coverage for multiple trips of 30 or 45 days duration or less, as elected by the insured. If you maintain medical coverage in your home country, Atlas MultiTrip is designed to take some of the risk out of your international travel. To view our full ratings, please see http://www.tmhcc.com.

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General Information

Tokio Marine HCC – Medical Insurance Services Group

Tokio Marine HCC – Medical Insurance Services Group, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance products designed to meet the needs of consumers worldwide. Tokio Marine HCC – MIS Group is a subsidiary of Tokio Marine HCC (NYSE: HCC), a leading Specialty Insurance group. Tokio Marine HCC’s major companies have a financial strength rating of AA (Very Strong) by Standard & Poor’s and Fitch Ratings and A+ (Superior) by A.M. Best Company.

Lloyd’s, London

Tokio Marine HCC – Medical Insurance Services Group is a service company that is a subsidiary of Tokio Marine HCC. Tokio Marine HCC – MIS Group is regulated by the State of Indiana in our capacity as Third Party Administrator. Tokio Marine HCC – MIS Group has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s Syndicate 4141, which is managed by Tokio Marine HCC International Group. Learn more about Lloyd’s at http://www.lloydsoflondon.com/.

What is International Health Insurance?

International health insurance is not always the first thing on your mind when you are planning a move abroad, it is however an important thing to consider. The cost of healthcare abroad can be extremely expensive and without a comprehensive expatriate health plan in place, you may find that you are out of pocket if you require any medical treatment. Consider what would happen if you were working abroad and required an emergency procedure or needed to visit the doctor. Without overseas health insurance, you may be liable for any expenses related to the treatment you received. A worldwide medical plan will give you peace of mind and confidence that your health and well being are covered when living and working in a foreign country.

People often believe that standard travel insurance will cover them when they are abroad, but this is not always the case. Travel insurance is designed to give holidaymakers cover for medical emergencies and travel specific incidents. The medical cover limits are therefore often lower and trips are usually limited to a certain amount of time, meaning they are not appropriate for long term expats. International health insurance is specifically designed for those living in a foreign country.

Cigna Global Health Options specialize in providing expatriate health plans that are designed to give comprehensive overseas medical cover for people who are living and working abroad. Our core International Medical Insurance  plans give you and your family cover for essential hospital stays and treatment, cancer and psychiatric care . Maternity cover is also included in our Gold and Platinum plans. Our core plans can then be supplemented with a range of optional benefits which include International Outpatient, designed to cover outpatient treatment and prescriptions. Cigna Global Health Options also offer International Medical Evacuation, International Vision & Dental and International Health & Well being – optional benefits that can be added to your core plan.

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