Accident And Critical Illness Plans

You get paid directly after accidents or major illness with Accident and Critical Illness plans. GET A QUOTE TODAY.

Bridge the gap

Health insurance deductibles and out-of-pocket costs can take a toll on your savings should an unexpected medical event occur to you or someone in your family. Metal Gap plans are bundled insurance benefits that can cover the cost of your deductible should an accident, critical illness or hospital confinement take place, reducing the burden and stress from your wallet.  GET A QUOTE TODAY.

Metal Gap 2: Economical, easy,
enrollment-friendly gap insurance

Even with an Obamacare health insurance plan, the financial impact of an accident or serious illness can strain your budget. Metal Gap 2 from The IHC Group provides payments, made directly to you, when a covered critical illness or accident occurs.

Because the payment is sent directly to you, it can be used to pay for your health plan’s deductible or other cost-sharing, or for everyday expenses such as rent, a mortgage, a car payment or credit card bills. And just like your Obamacare plan, Metal Gap 2 is a guarantee issue plan, meaning you cannot be turned down for coverage based on your health history.  GET A QUOTE TODAY.

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