2024’s Open Enrollment is 11/1/2023 through 12/15/2023 for plan effective dates of 1/1/2024. During this period anyone may enroll in or make changes to their health insurance through the Marketplace.
Special Enrollment Period trigger events
A Special Enrollment Period is any plan start date between February and December. Applicants must qualify for a Special Enrollment Period through a life change.
Low Income – 100%-150% of Poverty level
Involuntary loss of coverage – 60 days
Individual plan renewing outside of the regular open enrollment – 60 days
Becoming a dependent or gaining a dependent. – 60 days
Marriage – 60 days, with current coverage
Divorce – 60 days, with current coverage
Becoming a United States citizen or lawfully present resident – 60 days
A permanent move – 60 days, with current coverage
An error or problem with enrollment – determined through appeal process
Employer-sponsored plan becomes unaffordable or stops providing minimum value – 60 days
An income increase that moves you out of the coverage gap – 60 days
Gaining access to a QSEHRA or Individual Coverage HRA – 60 days
An income or circumstance change that makes you newly eligible (or ineligible) for subsidies or CSR – 60 days, with current coverage, determined through appeal process
Minimum income to receive subsidy based on your MAGI
Persons in Family/Household
2022 Coverage (2021 Poverty Levels)
2023 Coverage (2022 Poverty Levels)
1
$12,880
$13,590
2
$17,420
$18,310
3
$21,960
$23,030
4
$26,500
$27,750
5
$31,040
$32,470
6
$35,580
$37,190
7
$40,120
$41,910
8
$44,660
$46,630
Health Savings Account
2023 HSA contribution limits
Under 55
55 and over
Individual coverage
$3,850
$4,850
Family coverage
$7,750
$8,750
2022 HSA contribution limits
Under 55
55 and over
Individual coverage
$3,650
$4,650
Family coverage
$7,300
$8,300
Common Metro Atlanta Hospital systems
Aetna
Ambetter*
Anthem*
CareSource
Cigna
Friday
Kaiser
Oscar
United Healthcare
CHOA
✓
✓
✓
✓
✓
✓
Emory
✓
✓
✓
✓
✓
Grady
✓
✓
✓
✓
✓
Piedmont
✓
✓
✓
✓
✓
✓
✓
✓
NorthSide
✓
✓
✓
✓**
✓
Wellstar
✓
✓
✓
✓
✓
Please refer to each carrier’s provider directory. *Ambetter and Anthem plan year 2023 will offer hospital system specific networks. **Oscar announced Northside 12/5/22.