You’ve done your research on subsidies, checked which hospitals accept Marketplace plans, and know when Open Enrollment happens. Now it’s time to officially secure your coverage.
Navigating the Marketplace, calculating subsidies, and verifying hospital networks can be overwhelming. As your health insurance expert, I make the enrollment process seamless—and my help is completely free to you.
Here is how we get your coverage secured:
1.Gather Your Household Information:
Before we start the application, you will need a few details handy to ensure we calculate your Premium Tax Credits accurately:
2.Reach Out or Use My Direct Link:
You don’t have to navigate websites alone. You can enroll directly through my portal, or we can do it together:
3.Review Your Options and Subsidies:
Once your application is in, we will instantly see exactly how much subsidy you qualify for. I will help you filter through the Metal Tiers (Bronze, Silver, Gold, Platinum) and double-check the provider directories to make sure your preferred doctors and hospitals are in-network before you commit to a plan.
4.Pay Your First Premium:Your coverage is not active until this is paid.
Your enrollment is not officially complete until you pay your first month’s premium directly to your chosen health insurance company. You will typically be prompted to pay online right after we finish the application, or you can wait for the first invoice in the mail.
Whether you know exactly what plan you want or you need help figuring out the complexities of Health Savings Accounts (HSAs) and the Affordable Care Act, I am here to help.
Choose the way that is easiest for you to get started:
There is absolutely no fee for my services—you pay the exact same premium whether you use a broker or do it alone, but using a broker means you get year-round expert support.