Short-term medical plans, also known as temporary health insurance, offer a brief but valuable solution for individuals seeking coverage during transitional periods. These plans typically last for a few months and provide essential medical benefits, such as doctor visits, hospital stays, and emergency care. Short-term plans are particularly useful for those who are between jobs, waiting for employer benefits to kick in, or experiencing a life change like graduation or retirement. While they offer a lower-cost option for basic coverage, it’s important to note that they may not provide the comprehensive benefits of long-term health insurance plans. Nevertheless, short-term medical plans offer a critical safety net during uncertain times, ensuring individuals have access to healthcare services when needed.
United HealthCare – Up to 3 years of coverage or as little as one month.